13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Could you just elaborate on that? What do you mean by centralised support?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Karen.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Nicola, do you want to go first?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. Excellent. Thank you very much. Altaf Hussain.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. Thank you for that. Just moving on—Ken Skates.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. So, public organisations that employ people who are, conceivably, not within the rules established by the EMA—which is the new enforcement organisation, which is not statutory at the moment, but certainly is endeavouring to ensure that people are…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
I beg your pardon?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
All right. Just to follow up on that, you're still getting reports of really insistent debt collectors, employed by the local authority to pick up on council tax debt—
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. I know that other Members have got lots of questions on all of this, so if I could start by calling Sarah Murphy to put the questions you wanted to ask.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. Karen Davies, Purple Shoots—you’re a social enterprise or a—?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. Do you receive any support from either local authorities or UK Government?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. And that’s as a result of support you get from the Welsh Government or from local authorities or UK Government?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
They’re the very best money managers. Nicola, what are the challenges for the credit unions? If you’ve got a huge pocket of savings built up over COVID, but they’re gradually being reduced, are you yet down to the level that you had pre COVID of savings?…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Okay. Just to ask both of you, really: you set yourself up, Karen Davies, as an organisation, to help very small businesses take off, which weren't able to get loans from more traditional sources. The credit union is also for people whom the banks don't serve…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Sorry, IVAs and DROs?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Thank you. Karen Davies from Purple Shoots.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
I wondered if I could just start off by asking you both: how are cost-of-living pressures affecting the communities that you operate in, and which are the most affected by cost-of-living pressures? Shall we start with Nicola, just because I can see Karen in…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 3
Welcome back to the Equality and Social Justice Committee. We're a bilingual organisation, some of us are in the room and some of us are joining the meeting online, and immediate translation is available from Welsh to English. Our third session on debt and…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Okay. That sounds interesting. Very good. I'd like to thank you all. I could personally continue for a very long time, but we have got to take a short break now before we bring in another set of witnesses, so I'd like to thank you all for coming along, some…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
When you talk about difficult foods, do you mean perishable foods?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Sarah Germain.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Okay. I think we've got a couple of minutes, so I'll just use the Chair's privilege to ask you a little bit about supply lines, because I represent a Cardiff constituency and the wholesalers are saying it's really difficult to access fruit and vegetables—and…
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Thanks very much. Moving on to Jane Dodds.
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Sioned, did you have any further questions?
13 Chwefror 2023 , Equality and Social Justice Committee
Dyled ac effaith costau byw cynyddol: sesiwn dystiolaeth 2
Sioned, are you able to come back now?