, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Could you just elaborate on that? What do you mean by centralised support?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Karen.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Nicola, do you want to go first?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. Excellent. Thank you very much. Altaf Hussain.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. Thank you for that. Just moving on—Ken Skates.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. So, public organisations that employ people who are, conceivably, not within the rules established by the EMA—which is the new enforcement organisation, which is not statutory at the moment, but certainly is endeavouring to ensure that people are…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
I beg your pardon?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
All right. Just to follow up on that, you're still getting reports of really insistent debt collectors, employed by the local authority to pick up on council tax debt—
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. I know that other Members have got lots of questions on all of this, so if I could start by calling Sarah Murphy to put the questions you wanted to ask.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. Karen Davies, Purple Shoots—you’re a social enterprise or a—?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. Do you receive any support from either local authorities or UK Government?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. And that’s as a result of support you get from the Welsh Government or from local authorities or UK Government?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
They’re the very best money managers. Nicola, what are the challenges for the credit unions? If you’ve got a huge pocket of savings built up over COVID, but they’re gradually being reduced, are you yet down to the level that you had pre COVID of savings?…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Okay. Just to ask both of you, really: you set yourself up, Karen Davies, as an organisation, to help very small businesses take off, which weren't able to get loans from more traditional sources. The credit union is also for people whom the banks don't serve…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Sorry, IVAs and DROs?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Thank you. Karen Davies from Purple Shoots.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
I wondered if I could just start off by asking you both: how are cost-of-living pressures affecting the communities that you operate in, and which are the most affected by cost-of-living pressures? Shall we start with Nicola, just because I can see Karen in…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 3
Welcome back to the Equality and Social Justice Committee. We're a bilingual organisation, some of us are in the room and some of us are joining the meeting online, and immediate translation is available from Welsh to English. Our third session on debt and…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Okay. That sounds interesting. Very good. I'd like to thank you all. I could personally continue for a very long time, but we have got to take a short break now before we bring in another set of witnesses, so I'd like to thank you all for coming along, some…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
When you talk about difficult foods, do you mean perishable foods?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Sarah Germain.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Okay. I think we've got a couple of minutes, so I'll just use the Chair's privilege to ask you a little bit about supply lines, because I represent a Cardiff constituency and the wholesalers are saying it's really difficult to access fruit and vegetables—and…
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Thanks very much. Moving on to Jane Dodds.
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Sioned, did you have any further questions?
, Equality and Social Justice Committee
Debt and the impact of the rising cost of living: evidence session 2
Sioned, are you able to come back now?
