24 Ebrill 2024 , Cyfarfod Llawn
Dadl ar Gynnig Deddfwriaethol gan Aelod: Bil i wella diogeledd bwyd
Mae’r Athro Tim Lang yn un o’r arbenigwyr mwyaf blaenllaw ar fwyd yn y wlad hon, a dyna pam ei fod wedi'i wahodd i baratoi adroddiad ar gyfer Comisiwn Parodrwydd Cenedlaethol y DU, ac mae’n galw arnom i baratoi ar gyfer y siociau bwyd anochel o ganlyniad i…
24 Ebrill 2024 , Cyfarfod Llawn
Cwestiynau i Ysgrifennydd y Cabinet dros Ddiwylliant a Chyfiawnder Cymdeithasol
Rwy'n eich croesawu'n gynnes i swydd Ysgrifennydd y Cabinet dros Ddiwylliant a Chyfiawnder Cymdeithasol. Yng nghyfraniad olaf Frank Field yn Nhŷ'r Arglwyddi, siaradodd am waith y gymuned sy'n bwydo'r bobl ym Mhenbedw nad ydynt yn gallu bwydo eu hunain…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Great. Thank you.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
The Montreal Group.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Very good. And just lastly, the Montreal Group, which the Development Bank of Wales has had some dealings with, but isn't, if you like, completely wedded into it—is this something that you'd be keen to explore?
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. And what about Germany and France? Because we know that Germany has much stronger regional banks that are more invested in their regions.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
So, in the context of trying to strengthen our foundational economy, to what extent does the Welsh Government seek to learn from other Governments that own a development bank or similar institution, such as Scotland or Canada?
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Yes, in the mainstream market, and there's nobody to speak to, because they've all left the high street. So, how could we engage a wider audience available for filling that gap, particularly in the context of our need to grow our renewable energy sector…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. We heard earlier from the development bank that there really is a gap in funding anything that's under £0.5 million, that traditional lenders—
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Yes.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. Thank you. Just turning to—. There are, obviously, successes in the Development Bank of Wales, and we've heard that a lot of organisations are looking at what the development bank is doing, which is all very interesting, because what we're trying to do…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. Fine. Thank you. So, I think we've probably come as far as we can on this, unless there's anything further you want to add, because it seems to me that you're keen to understand the bank's current processes and then you'll take a view as to whether or…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. Some of the evidence that we had in writing was from a Mr Andrew Ling, who was given £500,000 on the basis that he would have, then, somebody independently appointed to the board, and his remuneration was £150,000—I don't know if it's a 'he' or a 'her'…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Fine. Thank you very much. So, I just want to move on, really, to how the bank handles complaints. Professor Dylan Jones-Evans has said that he thought it would be beneficial if there was a more independent panel to handle complaints. This was dismissed by…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
If you were the housing Minister, you'd obviously be thinking, 'I don't want these people to be ending up in homelessness services; there's an alternative way of doing it.' So, I can see, from that policy objective, there's a clear remit, but it is taking the…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Okay. So, that gave you the confidence to ask them to do what is a service.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Is that an appropriate place, initiative, for the development bank to be involved in, given that this is not—? This is important socially for individuals, but it's not really about developing the economy as such.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 5 - Ysgrifennydd y Cabinet dros yr Economi, Ynni a’r Gymraeg
Thank you. Just to follow on from that, latterly, the development bank has got involved in sort of mortgage lending for—you know, in the context of COVID and the cost of living and people who are at risk of losing their homes.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
Thank you.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
It is. We haven't got time for that today.
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
But it's also a way, surely, of counteracting the dominant culture of short-termist investment decision making that dominates the City of London, which is why the British economy is in such a fragile state. Do you not see these sorts of links as a way of…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
Finally, I just wanted to go back to the comparator organisations. Could you just set out the development bank's links with the Montreal Group, who seem to be the best game in town?
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
Obviously, the number of complaints that you have received is, I acknowledge, quite small, but, clearly, Professor Jones-Evans asserted that some founders were afraid to come forward to complain about their treatment, in case they're blacklisted for future…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
I'll have to rephrase my questions, really. It's really about—. I mean, we all, in our constituencies, get people who are not happy with the outcome of a particular body who has decided against them, and it's out job to ensure that they have been treated…
24 Ebrill 2024 , Economy, Trade, and Rural Affairs Committee
Ymchwiliad: Banc Datblygu Cymru: Panel 4 - Banc Datblygu Cymru
Okay. Fine. I've only recently joined the committee, so I didn't know that.
